For individuals, our overall investment philosophy starts with the creation of a strong foundation. We look at cash-flow planning (budgeting), debt management and the establishment of emergency funds as an important base before moving forward with protection planning and investment strategy. Without a strong foundation, a financial hurricane-in the form of an unexpected life event-could be devastating.
For corporations, we help build a strong foundation by determining the appropriate type of retirement plan for their needs. Then we assist with the important fiduciary responsibilities that plan sponsors must adhere to.